WSFS Financial CEO Discusses Q4 2010 Results - Earnings Call Transcript

WSFS Financial Corporation (WSFS)

Q4 2010 Earnings Conference Call

February 4, 2011 1:00 PM ET

Executives

Steve Fowle ? EVP and CFO

Mark Turner ? President and CEO

Rodger Levenson ? Director, Commercial Banking

Rick Wright ? Director, Marketing, Retail Banking

Analysts

Michael Sarcone ? Sandler O?Neill

Andy Stapp ? B. Riley & Company

Matt Schultheis ? Boenning & Scattergood

Steve Moss ? Janney Montgomery Scott

Zack Bowen ? CL King

Austin Reeve ? North Oak Capital

Andy Stapp ? B. Riley & Co

Nancy Frohna ? 1492 Capital Management

Presentation

Operator

Good day, ladies and gentlemen and welcome to the WSFS Financial Corporation?s fourth quarter 2010 earnings conference call. At this time, all participants are in a listen-only mode. Later we will conduct a question-and-answer session and instructions will follow at that time. (Operator Instructions) And as a reminder, this conference call is being recorded.

I would now like to introduce your host for today?s conference Steve Fowle, Executive Vice President and Chief Financial Officer. You may begin.

Steve Fowle

Thank you Jerome (ph) and thank you to everyone participating on the call. I would like to introduce the people here with me they will be participating on the call. Mark Turner, President and CEO of WSFS; Rodger Levenson, Director of Commercial Banking; Rick Wright, Director of Marketing and Retail Banking and myself.

Before Mark begins with his opening remarks, I?d like to read our Safe Harbor statement. The following discussion may contain statements which

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